All contractors in the State of Nevada require worker’s Compensation. If you are caught working without worker’s compensation, the Contractor’s Board and the State of Nevada Division of Industrial Insurance will fine you. These fines can be quite severe and in most cases the policy premium is cheaper than the fines.
Law in the State of Nevada does not require general Liability, but if you are doing work for a General Contractor you will be required to have coverage in place. Liability insurance protects against possible losses caused by workplace errors, as well as errors arising from the actions of your employees. The General Liability will cover this expense up to the policy limit.
American Contractors Institute offers competitive rates for both General Liability and Worker’s Compensation insurance for start-up and established contractors. For a free quote, please complete the liability questionnaire and fax or scan back to us.